Reaffirmation Agreement Lawyer - Honolulu, HI
Get Help Reaffirming Your Debt in Oahu
Are you concerned about losing your house or car because of a bankruptcy or Chapter 7 or Chapter 13 filing? If so, you may be able to reaffirm your debt to protect your property. Reaffirming your debt is a way to show your creditor that you are committed to repaying your debt, and it can help you avoid foreclosure or repossession.
At Donald L. Spafford, Jr., we can help you reaffirm your debt. Our bankruptcy attorney in Honolulu can guide you through the process of reaffirming your debt and help you protect your home or car. With more than 40 years of experience, you can depend on our firm to provide you with the legal guidance you need.
How to Reaffirm Your Debt
You can reaffirm your debt by signing a reaffirmation agreement with your creditor. This agreement will state that you agree to continue making payments to your creditor, and you can choose to pay the debt in full or over a specific period of time. You will also be required to sign a release stating that you release your creditor from any liability.
Reaffirming your debt is a serious decision, and you should consult with an attorney before signing a reaffirmation agreement. At Donald L. Spafford, Jr., we can help you reaffirm your debt in a way that is beneficial to you. We can help you negotiate with your creditor to ensure that you are getting the best possible deal.
Why Reaffirm Debt?
Reaffirming your debt is a serious decision. Before you sign a reaffirmation agreement, you should be aware of your rights and understand the consequences of reaffirming your debt.
Our Honolulu reaffirmation agreement attorneys can help you determine if reaffirming your debt is the right decision for you. We can help you:
- Explore all of your debt relief options
- Negotiate with your creditors
- Receive personalized legal advice
- Help you avoid foreclosure or repossession
When you reaffirm your debt, you are essentially promising to continue paying off your debt to your creditor. If you are unable to make payments, your creditor may be able to go to court and get a judgment against you. This judgment will allow your creditor to garnish your wages or seize your property. Reaffirming your debt may help you avoid losing your home or car.
Contact Our Honolulu Reaffirmation Agreement Lawyer
Our firm can help you reaffirm your debt in a way that is in your best interest. We can help you negotiate with your creditor to ensure that you are getting the best possible deal. With over 40 years of experience, you can depend on our firm to provide you with the legal guidance you need.
At the Honolulu offices of Donald L. Spafford, Jr., Attorney at Law, we have counseled individuals and businesses for over 40 years. We handle a broad range of legal issues for small businesses on the island, from business formation to commercial litigation. We place a high priority on customer service and affordable rates. Contact us today, to help end your bankruptcy issues.Contact Us