Honolulu Repayment Plans
Get Debt Relief in Honolulu
If you are struggling to make payments on your debts, there are several options available to you. You may be able to consolidate your debts, or you may qualify for a repayment plan through your creditor. In some cases, you may even be able to negotiate for a do-it-yourself repayment plan with your creditor.
At Donald L. Spafford, Jr., Attorney at Law, we can review your debt situation and determine the best repayment plan for you. With more than 30 years of experience, we have helped countless individuals and businesses get back on their feet.
What Is a Debt Consolidation Plan?
A debt consolidation plan allows you to combine several of your debts into one single loan. This allows you to make one payment each month to your loan provider, making it easier to stay on top of your payments. You can also negotiate for lower interest rates on the loan, which can save you money over time.
What Is a Debt Management Plan?
A debt management plan is a service offered by a credit counseling agency. You will meet with a counselor to discuss your debt situation and create a plan to get out of debt. You can choose from several different payment plans, ranging from three to five years. At the end of the plan, you will have a chance to become debt-free.
What Is a Repayment Plan?
A repayment plan is a type of debt relief that allows you to negotiate with your creditor to create a payment plan. You can choose the payment frequency, the amount you will pay, and how long you will pay it for. This is a great option if you cannot afford to pay your entire debt at once, but you also want to avoid paying high interest rates.
Call Our Honolulu Debt Relief Lawyers
If you are struggling to make payments on your debts, we can help you find a solution that fits your situation. With more than 30 years of experience, we have helped countless individuals and businesses get back on their feet.
Call (808) 698-6277 to discuss your options with a Honolulu debt repayment lawyer.
At the Honolulu offices of Donald L. Spafford, Jr., Attorney at Law, we have counseled individuals and businesses for over 40 years. We handle a broad range of legal issues for small businesses on the island, from business formation to commercial litigation. We place a high priority on customer service and affordable rates. Contact us today, to help end your bankruptcy issues.Contact Us